As a gun owner, you know that owning a firearm comes with a great deal of responsibility. You need to ensure that you are following all the laws and regulations, practicing proper safety procedures, and protecting yourself and your loved ones in the event of an emergency. One way to protect yourself is by having insurance in case of a self-defense incident. The United States Concealed Carry Association (USCCA) offers such insurance to its members. But is USCCA insurance worth it?
In this article, we’ll take a closer look at what USCCA insurance is, what it covers, and whether it’s worth the cost.
What is USCCA Insurance?
USCCA insurance is a type of insurance designed for gun owners who want to protect themselves in the event of a self-defense incident. It is offered by the United States Concealed Carry Association, a membership organization that provides training, education, and support for gun owners. USCCA insurance provides coverage for legal and financial assistance in the event of a self-defense incident. Depending on the plan you choose, it may also cover other costs, such as bail, expert witnesses, and attorney fees.
Is USCCA Insurance Worth It?
Now that we know what USCCA insurance is and what it covers, let’s take a closer look at whether it’s worth the cost. The cost of USCCA insurance depends on the plan you choose. The Gold Plan costs $22 per month or $247 per year, the Platinum Plan costs $30 per month or $347 per year, and the Elite Plan costs $47 per month or $497 per year.
The cost can be a significant investment for some gun owners, but it’s important to consider the potential costs of a self-defense incident without insurance. Legal fees alone can quickly add up to tens of thousands of dollars, and that’s not even including any damages or other costs that may arise from the incident. USCCA insurance can provide peace of mind and protection in the event of a self-defense incident.
It’s also important to note that USCCA insurance is not just about financial protection. It also provides access to a network of attorneys and a critical response team that can provide guidance and support during a stressful and traumatic time. The training and education resources provided by USCCA can also help gun owners become more knowledgeable and responsible firearm owners.
What Does USCCA Insurance Cover?
USCCA insurance coverage varies depending on the plan you choose. The three main plans offered by USCCA are Gold, Platinum, and Elite. Here is a breakdown of what each plan covers:
Gold Plan
- $600,000 in civil defense and damages protection
- $100,000 in criminal defense reimbursement
- $500/day compensation while in court
- 24/7 critical response team
- Access to the USCCA attorney network
- Training and education resources
Platinum Plan
- $1,000,000 in civil defense and damages protection
- $150,000 in criminal defense reimbursement
- $750/day compensation while in court
- 24/7 critical response team
- Access to the USCCA attorney network
- Training and education resources
- Identity theft recovery
Elite Plan
- $2,000,000 in civil defense and damages protection
- $250,000 in criminal defense reimbursement
- $2,000/day compensation while in court
- 24/7 critical response team
- Access to the USCCA attorney network
- Training and education resources
- Identity theft recovery
- Gun theft and loss of protection
- Psychological support and counseling
Conclusion
In conclusion, USCCA insurance can be a valuable investment for gun owners who want to protect themselves in the event of a self-defense incident. The coverage provided by USCCA can help cover the costs of legal fees and other expenses that may arise from a self-defense incident. It also provides access to a network of attorneys and a critical response team that can provide guidance and support during a stressful and traumatic time.
The cost of USCCA insurance may be a significant investment for some gun owners, but it’s important to consider the potential costs of a self-defense incident without insurance. Overall, USCCA insurance is worth considering for gun owners who want to protect themselves and their loved ones.
